Multi Sanitas Health Insurance

Multi Sanitas coverage with SANITAS

Saint Louis University – Madrid Campus provides all registered students with MULTI SANITAS medical care during the length of each term. Coverage is extended to all cities and towns where Sanitas has duly authorized centers and/or participating physicians. When services included in the contract are not available in a given area, you are entitled to receive them in another area upon authorization from SANITAS.

The policy includes free access to the services of participating specialists. Upon receipt of any service, persons insured must present their SANITAS card and may be asked to provide another form of identification (i.e., passport).

In general, prior authorization will be required from SANITAS for surgery, hospitalization, referral of physician services, and certain types of therapy and laboratory tests. In the event of an emergency, patients must obtain notification by notifying SANITAS within 72 hours of their admission to a hospital.

SANITAS provides home care in case of emergencies for patients that cannot be moved, and for patients who require special care but not hospitalization.

SERVICES	MULTI SANITAS COVERAGE
Medical fee for participating physicians and specialists*	100% coverage
Hospitalization and surgery	100% coverage within Spain
Dental	Not covered, although a dental supplement can be added. For more information, please contact: finance@madrid.slu.edu
Medication	Not covered. Prices for medication are significantly lower in Spain than in the U.S.

*For more information, visit the Sanitas website at www.sanitas.es or contact our Finance Office at finance@madrid.slu.edu